What we do

Change is said to be the only constant in life, which makes effective planning very difficult for individuals acting alone. Our experience and extensive training, investment in technology and continual research, however, enable us to provide timely solutions to most financial situations. We try to be creative in all our work because imagination and interpretation are often as important as knowledge of the facts!

Typically we help clients to quantify their requirements and make the right financial decisions to protect their future and that of their family and possibly their business for years to come. Using their assets and income to best effect we help them to create wealth, reduce or even avoid taxes, including inheritance tax on death. Also, we help them to make provision for their families in the event of their early death or ill-health and against needing expensive long term care in later life.

Specifically we offer advice at two levels:

An holistic approach which involves reviewing and monitoring all aspects of your financial situation and implementing and then reviewing regularly the strategy to meet lifetime objectives; Cash flow forecasting is an integral part of this:
or Offering independent advice on specific areas such as:

  • building funds for retirement
  • income options at retirement
  • capital investment to generate growth and or income
  • saving out of income
  • paying for care or nursing fees
  • protecting wealth / income against ill health / death
  • estate planning to minimize inheritance tax on death

Our objective is simply to provide you with a good solution that will put your mind at rest.

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Informed Choice South West is authorised and regulated by the Financial Conduct Authority